Your business earns money. So why is cash still tight?
North Point Group is a monthly cash flow partner for contractors, trades and nonprofits across the Pioneer Valley. We dig into your numbers, find where cash gets stuck, and help you plan ahead with confidence.
Who we help
Built for businesses where cash comes in waves
Contractors and construction
Deposits, progress billing and retainage mean you can be profitable on paper and still short on payroll. We map the gaps before they hit.
Trades and seasonal businesses
Landscaping, HVAC, plumbing, electrical. The busy season has to fund the slow one. We build a plan that carries you through the lean months.
Nonprofits
Grant timing and reimbursement cycles strain cash. We help you forecast, build reserves and report clearly to your board.
What we do
Clear numbers, better decisions, every month
Cash flow management
A clear view of the cash coming in and going out, plus a 13-week forecast so surprises show up early instead of on payday.
Financial coaching
A standing monthly meeting to walk through your numbers together and make decisions based on data, not gut feel.
Financial strategy
Pricing, job costing, financing and growth planning, set up for where the business is going, not just where it is today.
Free tool · 2 minutes
Will your cash make it through the next 12 months?
Enter rough numbers. Nothing is saved or sent anywhere; it all runs in your browser.
Projected bank balance at the end of each month
A simplified estimate for illustration only, not financial, tax or legal advice. Real results depend on timing, one-time costs and more.
Rooted in the Pioneer Valley
Local businesses keep this valley running. We're here to keep them strong.
From Springfield to Northampton to the hill towns, North Point Group works with owners who build, fix, grow and serve the communities around them. Based in East Longmeadow and working across the Valley.
How it works
Three steps to a calmer bank balance
Free intro call
30 minutes to talk through what's going on and whether we're a good fit. No cost, no pressure.
Cash flow snapshot
I review your recent statements and bank activity and show you exactly where cash is getting stuck.
Monthly partnership
We meet every month, track progress and adjust the plan as the business changes.
Ways to work together
Start small, or go all in with our packages
Micro
A one-time cash flow snapshot and a short action plan you can run with.
Growth
Monthly coaching sessions and a 13-week cash flow forecast, updated as you go.
Strategic
Fractional-CFO support: job costing, a cash flow dashboard and tax-prep coordination.
Project work is also available upon request.
Find out where your cash is going.
Book a free 30-minute call. We'll look at what's going on and talk through where to start.
North Point Group · East Longmeadow, MA · nico@northpointgrp.com · Serving the Pioneer Valley